Advertising is a very powerful tool that companies use to persuade consumers to purchase property, goods or services.

Last year alone, companies spent over $200 billion for print, online, TV, and radio advertising.

Companies are required to follow strict state and federal guidelines when advertising their products and services, and advertisements that are designed to deceive or mislead consumers are prohibited by law.

What follows are examples of the false or misleading advertising tactics that are sometimes used:

It’s sometimes easy for both employers and employees to get confused about overtime laws and overtime pay. Federal and state labor laws define overtime as any amount of time that a nonexempt employee works over 40 hours within a given workweek. When an employee does so, their employer is required to pay that worker time-and-a-half for the additional time.

The same overtime and wage laws also define a workweek as a fixed and regularly recurring period of 168 consecutive hours. Workplace disputes oftentimes arise when employers set their own overtime policies that differ from those found within the employment laws.

Many people go through periods in their lives when it’s hard to pay their bills on time. When that happens, creditors oftentimes use debt collectors, or third-party collection agencies, to put pressure on those who owe them money.

Sometimes, the debt collector’s methods are excessive or even abusive. Fortunately, for consumers, debtors have rights under both state and federal laws that protect them against debt collection tactics that are unfair, deceptive and/or unreasonable.

New product innovations are constantly being introduced to make our lives easier. Unfortunately, hundreds of consumers are injured every year because of a faulty, dangerous, or defective product.

Sometimes these injuries cause permanent disabilities or even fatalities. Under existing federal and state laws, manufacturers are usually responsible for providing consumers with products that are safe when used normally.